In the aftermath of a car accident, many California residents must go through insurance companies to cover their damages. Using certain tips on how to deal with them can help.
Gather as much evidence as possible
When you have to go through an insurance company to recover a settlement from a car accident claim, you need plenty of evidence. The more you have, the stronger your claim. Include your medical records, photos of the accident scene and vehicles involved, witness statements, police accident reports and anything else that’s relevant.
You should document everything after your car accident so that you don’t forget any important details. A journal can help you keep note of everything that’s happened so that you can refer to it later when your memory isn’t as fresh. You should also keep copies of everything related to the accident for your own records.
Be very careful when communicating with an insurance adjuster after filing your claim. Always be clear and concise and stick to the facts. Avoid saying anything that might be misconstrued as an admission of fault for the accident. You shouldn’t give out too many details but should just answer simple questions.
Read all the fine print
Insurance companies like to get people who file car accident claims to sign documents or statements. Often, they take for granted that the victim isn’t going to read all the fine print. This is a mistake that could cost you a lot of money. Take the time to read the fine print and make sure you understand it. If you don’t, you should avoid signing anything.
Dealing with insurance companies doesn’t have to be complex after a car accident. Using common sense might strengthen your claim.